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Pensions
Retirement income in the UK can come from the State Pension, workplace schemes and personal pensions built up over your working life.
We explain how these pieces fit together and how to find pensions you may have lost track of. Personal forecasts and statements are available through official pension services.
Check your State Pension forecast online: what it shows, the full new State Pension of £241.30 a week, the 35 and 10 qualifying year rules, filling gaps.
How to trace a lost workplace or personal pension with the free Pension Tracing Service: what you need, what it can and cannot tell you, how to contact it.
How pension tax relief works: net pay and relief at source, extra relief if you pay 40% or 45% tax, the £60,000 annual allowance and the earnings limit.
Auto-enrolment explained: who must be enrolled, the 8% minimum contribution with at least 3% from your employer, tax relief, opting out and re-enrolment.
Other topics
Cash ISAs, tax on savings interest, and how your deposits are protected.
Income Tax, tax codes, allowances and how to check what you owe or are owed.
Borrowing responsibly, credit agreements and protection when you pay by card.
Current accounts, everyday banking and switching your bank.
Buying a home, mortgage basics and Stamp Duty Land Tax.
Child Benefit, Universal Credit and how to claim support you may be entitled to.
This article is general information and not personal financial, tax or legal advice. Check your own situation with HMRC, GOV.UK or a regulated adviser.