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Mortgages
Buying a home usually involves a mortgage and several one-off costs, including stamp duty on the purchase in many cases.
We explain the main steps and terminology without recommending products. Lender offers, land registry records and GOV.UK guidance define what applies to your purchase.
Stamp Duty Land Tax in England and Northern Ireland: residential rates from £125,000, first-time buyer relief up to £300,000, the 5% surcharge, deadlines.
Other topics
Cash ISAs, tax on savings interest, and how your deposits are protected.
Income Tax, tax codes, allowances and how to check what you owe or are owed.
State Pension, workplace pensions and tracing pensions from past jobs.
Borrowing responsibly, credit agreements and protection when you pay by card.
Current accounts, everyday banking and switching your bank.
Child Benefit, Universal Credit and how to claim support you may be entitled to.
This article is general information and not personal financial, tax or legal advice. Check your own situation with HMRC, GOV.UK or a regulated adviser.