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Benefits
UK benefits and tax credits support households with children, low income or changing circumstances, but rules and applications are not always easy to follow.
We summarise how major schemes work and where to claim. Entitlement and payment amounts are decided by the relevant government departments through official channels.
Child Benefit explained: £27.05 a week for the eldest child, £17.90 for others, who qualifies, backdating, National Insurance credits and the tax charge.
Universal Credit explained: who can claim, the £16,000 savings limit, monthly standard allowances, the 55p taper, work allowance and the first payment.
Other topics
Cash ISAs, tax on savings interest, and how your deposits are protected.
Income Tax, tax codes, allowances and how to check what you owe or are owed.
State Pension, workplace pensions and tracing pensions from past jobs.
Borrowing responsibly, credit agreements and protection when you pay by card.
Current accounts, everyday banking and switching your bank.
Buying a home, mortgage basics and Stamp Duty Land Tax.
This article is general information and not personal financial, tax or legal advice. Check your own situation with HMRC, GOV.UK or a regulated adviser.